How Much Leverage Do Today’s House Sellers Have?
The housing market has been scorching hot over the last twelve months. Buyers and their high demand have far outnumbered sellers and a short supply of houses. According to the latest Existing Home Sales Report from the National Association of ...
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Posted by Pat Rary on March 1, 2021 in Atlanta Real Estate Advice
Are There Going to Be More Homes to Buy This Year?
If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to wonder if you’ll actually find one to buy. ...
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Posted by Pat Rary on March 1, 2021 in Atlanta Real Estate Advice
Millennials: Is It Time to Buy a Bigger Home?
In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years old. These are often considered prime homebuying years when many people begin to ...
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Posted by Pat Rary on February 18, 2021 in Atlanta Real Estate Advice
Do I Really Need a 20% Down Payment to Buy a Home?
Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. ...
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Posted by Pat Rary on February 9, 2021 in Atlanta Real Estate Advice
6 Foundational Benefits of Homeownership Today
Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe havens that provide shelter, stability, and ...
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Posted by Pat Rary on February 9, 2021 in Atlanta Real Estate Advice
Why Moving May Be Just the Boost You Need
As we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history. After spending so much more time at home throughout the health crisis, some are wondering if they should move to improve ...
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Posted by Pat Rary on January 25, 2021 in Atlanta Real Estate Advice
Why the 2021 Forecast Doesn’t Call for a Foreclosure Crisis
As the current forbearance mortgage relief options come to an end, many are wondering if we’ll face a foreclosure crisis next year. This is understandable, especially for those who remember the housing crisis that began in 2008. The reality ...
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Posted by Pat Rary on January 6, 2021 in Atlanta Real Estate Advice
The Importance of Home Equity in Building Wealth
Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted:
“Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and ...
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Posted by Pat Rary on January 6, 2021 in Atlanta Real Estate Advice
Are Home Prices Headed Toward Bubble Territory?
Talk of a housing bubble is beginning to crop up as home prices have appreciated at a rapid pace this year. This is understandable since the appreciation of residential real estate is well above historic annual averages. According to the Federal ...
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Posted by Pat Rary on December 10, 2020 in Atlanta Real Estate Advice
An Honest Look at Unemployment Numbers
Last Friday, the Bureau of Labor Statistics released the November Jobs Report. It revealed that, though headed in the right direction, the nation’s job recovery has slowed. The consensus reaction is best exemplified by a quote from Glassdoor ...
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Posted by Pat Rary on December 9, 2020 in Atlanta Real Estate Advice
Should You Buy a Retirement Home Sooner Rather than Later?
Every day in the U.S., roughly 10,000 people turn 65. Prior to the health crisis that swept the nation in 2020, most people had to wait until they retired to make a move to the beach, the golf course, or the senior living community they were ...
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Posted by Pat Rary on December 4, 2020 in Atlanta Real Estate Advice
Do You Have Enough Money Saved for a Down Payment?
One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down.
A recent ...
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Posted by Pat Rary on December 4, 2020 in Atlanta Real Estate Advice
Don’t Let Buyer Competition Keep You from Purchasing a Home
This year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put their houses on the market so quickly. This makes finding a home to buy today challenging for many potential buyers. ...
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Posted by Pat Rary on December 3, 2020 in Atlanta Real Estate Advice
6 Reasons You’ll Win by Selling with a Real Estate Agent This Fall
There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process. If ...
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Posted by Pat Rary on December 2, 2020 in Atlanta Real Estate Advice
Is Buying a Home Today a Good Financial Move?
There’s no doubt 2020 has been a challenging year. A global pandemic coupled with an economic recession has caused heartache for many. However, it has also prompted more Americans to reconsider the meaning of “home.” This quest ...
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Posted by Pat Rary on December 2, 2020 in Atlanta Real Estate Advice
Knowledge is Power On Path To Homeownership
Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ...
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Posted by Pat Rary on December 2, 2020 in Atlanta Real Estate Advice
Where Is The Real Estate Market Going?
America has faced its share of challenges in 2020. A once-in-a-lifetime pandemic, a financial crisis leaving millions still unemployed, and an upcoming presidential election that may prove to be one of the most contentious in our nation’s ...
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Posted by Pat Rary on August 3, 2020 in Atlanta Real Estate Advice
Will We See A Surge Of Homebuyers Moving to the Suburbs?
As remote work continues on for many businesses and Americans weigh the risks of being in densely populated areas, will more people start to move out of bigger cities? Spending extra time at home and dreaming of more indoor and outdoor space is ...
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Posted by Pat Rary on July 31, 2020 in Atlanta Real Estate Advice